The Gruhalakshmi Scheme is one of the major welfare programs introduced by the Government of Karnataka to support women heads of families. Under this scheme, eligible beneficiaries receive ₹2,000 every month directly into their bank accounts through Direct Benefit Transfer (DBT). To continue receiving this financial support without interruption, beneficiaries may need to submit a Life Certificate when requested by the department.
A Life Certificate is an official confirmation that the beneficiary is alive and eligible to continue receiving the scheme benefits. This process helps the government maintain transparency and prevent misuse of funds.
Why is the Life Certificate Important?
The Life Certificate ensures that the financial assistance is credited only to genuine beneficiaries. In some cases, payments may be temporarily stopped due to verification issues, Aadhaar mismatches, inactive bank accounts, or incomplete records. Submitting the Life Certificate helps reactivate the payment process.
Who Should Submit the Life Certificate?
Beneficiaries under the Gruhalakshmi Scheme may need to submit a Life Certificate if:
- They receive a notification from the department
- DBT payments are paused or pending
- There is a biometric authentication failure
- Aadhaar details are not properly linked
- During periodic verification drives
It is important to respond immediately if you receive any message or notice regarding life certificate submission.
Step-by-Step Process to Apply for Gruhalakshmi Life Certificate
1. Apply Through Seva Sindhu Portal
The Life Certificate can be submitted online through the official portal managed by Seva Sindhu.
Steps to follow:
- Visit the Seva Sindhu official website.
- Log in using your registered mobile number.
- Verify with the OTP received on your phone.
- Search for “Gruhalakshmi Scheme Life Certificate” service.
- Enter required details such as Aadhaar number, ration card number, and bank account details.
- Complete biometric authentication if required.
- Submit the application and download the acknowledgment receipt.
You will receive an SMS confirmation after successful submission.
2. Apply Offline at Service Centers
If you are unable to apply online, you can visit nearby government service centers such as:
- Karnataka One
- Grama One
Carry the following documents:
- Aadhaar Card
- Ration Card
- Bank Passbook
- Registered Mobile Number
At the center, officials will complete biometric verification and update your Life Certificate digitally.
Important Guidelines
- Ensure Aadhaar is linked with your bank account.
- Keep your mobile number active for OTP alerts.
- Verify that your bank account is active and eligible for DBT.
- Submit the Life Certificate before the last date mentioned in the notice.
After Submission
Once the Life Certificate is successfully verified, any pending installments will be credited to your bank account. If there are discrepancies, local officials may contact you for clarification or additional verification.
Conclusion
Submitting the Gruhalakshmi Scheme Life Certificate is a simple but necessary step to continue receiving monthly financial assistance. Whether applying online through Seva Sindhu or visiting Karnataka One or Grama One centers, ensure your documents and Aadhaar details are accurate. Timely submission will help you avoid payment interruptions and continue benefiting from the scheme smoothly.
