The PM Vishwakarma Yojana is a flagship scheme of the Government of India introduced to empower traditional artisans and craftsmen who work with their hands and tools. These skilled workers play a vital role in preserving India’s cultural heritage and supporting the rural and informal economy. The scheme focuses on improving their income, skills, and access to modern resources so they can become financially independent.
What is PM Vishwakarma Yojana?
PM Vishwakarma Yojana is specially designed for people engaged in traditional occupations such as carpentry, blacksmithing, pottery, tailoring, cobbling, goldsmithing, basket making, barbering, washing services, masonry, and other craft-based works. The government provides structured support through skill training, certification, financial assistance, and marketing help. The goal is to integrate traditional artisans into the formal economy and enhance their livelihoods.
Key Benefits of PM Vishwakarma Yojana
One of the major benefits of this scheme is skill development training. Artisans receive basic and advanced training to improve their skills using modern techniques. During the training period, beneficiaries are paid a daily allowance, ensuring income support while learning.
The scheme also provides toolkit assistance, helping artisans purchase modern tools and equipment required for their work. This improves productivity and work quality.
Another important feature is collateral-free loan support. In the first phase, beneficiaries can avail a loan of up to ₹1 lakh at a subsidized interest rate. After successful repayment, they become eligible for a second loan of up to ₹2 lakh. This financial support helps artisans expand their business or upgrade their services.
In addition, the scheme encourages digital transactions by providing incentives for using digital payment methods. Artisans also receive marketing and branding support, including help in selling products online and participating in exhibitions.
Eligibility Criteria
To apply for PM Vishwakarma Yojana, the applicant must:
- Be a citizen of India
- Be engaged in a traditional artisan or craft occupation
- Work in the unorganized sector
- Be 18 years or older
- Not be availing similar benefits under other government schemes
Documents Required
Applicants should keep the following documents ready:
- Aadhaar Card
- Mobile number linked with Aadhaar
- Bank account details
- Occupation proof or self-declaration
- Passport-size photograph
How to Apply for PM Vishwakarma Yojana
The application process is simple and mostly online. Visit the official PM Vishwakarma Yojana website and select the registration option. Complete Aadhaar-based verification using your registered mobile number. After verification, fill in personal, occupational, and bank details in the application form.
Once submitted, the application is verified by the concerned authorities. After approval, the beneficiary receives a Vishwakarma Certificate and ID, which allows access to training, loans, and other benefits. Applicants can also apply through Common Service Centers (CSC) for assistance.
Conclusion
PM Vishwakarma Yojana is a strong step towards empowering India’s traditional artisans by providing financial security, skill enhancement, and market access. Eligible artisans should apply under this scheme to strengthen their profession, increase income, and build a sustainable future through self-employment.
